Get $50K-$250K in business credit and funding at 0% APR — even with bad personal credit. No upfront fees. No risk. You only pay when you get funded.
Free 30-minute consultation. No obligation. We'll map your funding roadmap.8-Minute Strategy Breakdown
It's not your fault. The system is designed to keep you in the dark.
Your personal credit score is blocking access to business funding. Banks see the number, not your vision. That 580 score isn't just a number — it's the reason they keep saying no.
Dozens of lenders, contradictory advice, hidden requirements. You don't know where to start or who to trust. Most people apply randomly and hope for the best.
Every rejection hurts your score further. Each application feels like gambling with your future. You're stuck in a cycle of apply, get denied, score drops.
When you do get approved, the rates are predatory — 18%, 24%, even 30% APR. You're paying 2-3x what you should be. There's a better way.
Our proven 3-step system gets entrepreneurs funded in 60-180 days, regardless of personal credit. And you pay nothing until you're funded.
We analyze your full credit profile across all 3 bureaus, identify inaccuracies, and execute targeted disputes. We optimize utilization, remove negatives, and build your fundability score. Most clients see 40-100 point increases in 30-60 days.
We sequence your applications in the exact right order to maximize approvals and minimize hard inquiries. We target 0% intro APR cards and high-limit business lines using proven credit stacking strategies that most people don't know exist.
You get funded — $50K to $250K+ in available capital at 0% APR for 12-21 months. We only charge our 10% consulting fee on what you actually receive. Then we stay with you for ongoing optimization and new opportunities.
Bureau Credit Analysis
Target Intro APR
Fee on Funded Amount
Upfront Cost to You
From denied to funded. Here's what happens when you have the right strategy.
"I had a 580 credit score and thought I was done. AFC got me to 680 in 45 days and I landed $127K across 6 cards, all at 0% for 12-18 months. This changed my business."
"I wasted 2 years applying randomly and getting denied. AFC's sequencing strategy got me $85K in just 90 days. I only wish I found them sooner."
"From $0 business credit to over $200K in available capital. The roadmap was clear, the team was responsive, and the results speak for themselves."
4 packages designed to meet you where you are. From credit repair to full-service funding management.
Everything you need to know before booking your call.
Book a free 30-minute strategy call. We'll audit your credit, map your funding roadmap, and show you exactly how much you can qualify for. No cost. No obligation.
Book Your Free Strategy Call